Can’t find the perfect home in today’s tight market? Why not build it yourself?
At Edge Home Finance, we offer a Construction-to-Permanent Loan Program designed to simplify financing for new builds in Milwaukee, Brookfield, Oak Creek, and throughout Wisconsin.
This isn’t your average mortgage—it’s a powerful one-time close loan that lets you fund both the construction phase and the permanent mortgage with a single application.
🛠️ What Is a Construction-to-Permanent Loan?
A construction-to-permanent loan combines two stages into one:
- Construction Phase: You make interest-only payments as your home is built.
- Permanent Phase: Once construction is complete, your loan automatically converts into a fixed-rate mortgage—no need to refinance or reapply.
💡 This program is perfect for custom homes, tear-down/rebuild projects, or building on your own lot.
✅ Program Highlights
- One-time close = no double fees or second approvals
- Finance land + construction + permanent mortgage
- Interest-only payments during the build
- Rate lock available early in the process
- Available for primary & second homes
- Customizable loan amounts and terms
And because it’s backed by Edge Home Finance, you’ll benefit from personalized support every step of the way.
📍 Where We Lend
We serve clients building across:
- Milwaukee
- Oak Creek
- Brookfield
- Waukesha
- Madison
- And rural areas throughout Wisconsin
If you already own the land—or are purchasing it as part of the build—we’ll work with your builder to structure a plan that fits your timeline and budget.
🏗️ Who Should Consider This Loan?
A Edge Home Finance Construction Loan is ideal for:
- Homebuyers working with a custom builder
- Families who can’t find what they want in the resale market
- Buyers with land ready to go
- Homeowners planning a full teardown/rebuild
“We couldn’t find the right home in our price range, so we built it—and Adam’s team made it easy.”
— Laura & Chris, Oak Creek
📝 How to Get Started
- Get Pre-Qualified
We’ll help you understand what you can borrow and lock your rate early. - Choose Your Builder & Plans
Work with a licensed builder who meets program guidelines. - Close Once
Finance construction and your mortgage with one closing. No need to requalify later. - Move In
Once the home is finished, your loan converts automatically.
👷 Ready to Build?
Whether you’re dreaming of a lakefront property, a modern farmhouse, or a custom build with all the upgrades—my team and I are here to help bring it to life.
📞 Call/Text: 414-975-2654
📩 Email: azeman@edgehomefinance.com
🌐 Apply Online at adamzmortgageteam.com
🔗 Helpful Links
- Edge Home Finance – Construction Loans
- Apply for a Construction Loan in Wisconsin
- Wisconsin Land & Building Permit Info
- Down Payment Assistance Options
Adam Zeman
Mortgage Loan Originator – Edge Home Finance
Helping buyers build and finance custom homes across Wisconsin
Why settle for a home someone else picked… when you can build your own?