The Lowdown on VA Loans...

As a veteran, active-duty service member, or eligible surviving spouse, you have access to one of the most powerful home financing options available: the VA home loan. Designed to honor your service, VA loans offer significant benefits that make homeownership more accessible and affordable.

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🎖️ Why Choose a VA Loan?

  • No Down Payment Required: Finance 100% of your home’s value without the need for a down payment.

  • No Private Mortgage Insurance (PMI): Save money monthly by avoiding PMI, which is typically required with other loan types.

  • Competitive Interest Rates: Benefit from rates that are often lower than conventional loans.

  • Flexible Credit Requirements: VA loans are more forgiving of past credit challenges.

  • Limited Closing Costs: The VA limits the fees that veterans can be charged, reducing your out-of-pocket expenses.

  • Reusable Benefit: Your VA loan benefit can be used multiple times throughout your life.

📍 Serving Veterans Across Southeast Wisconsin

We proudly serve those who have served us, offering VA loan services in:Benefits

  • Waukesha, Milwaukee, Brookfield, Oak Creek, New Berlin, Pewaukee, Menomonee Falls, Franklin ,Muskego, West Allis

🏠 2025 VA Loan Limits in Wisconsin

For 2025, the standard VA loan limit for all counties in Wisconsin is $806,500 for a single-family home. This means eligible borrowers can purchase homes up to this amount without a down payment, provided they have full VA loan entitlement. New American Funding+4Veterans United Home Loans+4Griffin Funding+4New American Funding

✅ Eligibility Requirements

To qualify for a VA loan, you must meet at least one of the following criteria:Veterans Affairs

  • Served 90 consecutive days of active service during wartime.

  • Served 181 days of active service during peacetime.

  • Have 6 years of service in the National Guard or Reserves.

  • Are the surviving spouse of a service member who died in the line of duty or as a result of a service-related disability.Freedom Mortgage+7New American Funding+7VA Mortgage Hub+7

Additionally, the property must be your primary residence and meet the VA’s minimum property requirements.

📝 How to Get Started

  1. Obtain Your Certificate of Eligibility (COE): This document verifies your eligibility for a VA loan.

  2. Get Pre-Approved: Understand how much you can afford and strengthen your position when making an offer.

  3. Find Your Home: Work with a real estate agent experienced in VA transactions.

  4. Close the Deal: We’ll guide you through the closing process, ensuring a smooth experience.

📞 Contact Adam Zeman - Your Local VA Loan Specialist

With years of experience assisting veterans and active-duty service members in Southeast Wisconsin, I’m here to help you navigate the VA loan process with ease and confidence.csbnet.net

  • Phone: (414) 975-2654

  • Email: azeman@uhm.com

  • Office: 11220 W Burleigh St., Suite 100, Wauwatosa, WI 53222

Let’s make your homeownership dreams a reality.

The VA Loan Process

Here's how our home loan process works:

  • Complete our simple VA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
Our VA Loan Rates are Low & Our Process is Quick & Painless
VA LOANS
Why an VA Loan?

Why a VA Loan?

There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate… and more.

VA Loan Qualifier
Why a VA Loan?
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