The Lowdown on VA Loans...
As a veteran, active-duty service member, or eligible surviving spouse, you have access to one of the most powerful home financing options available: the VA home loan. Designed to honor your service, VA loans offer significant benefits that make homeownership more accessible and affordable.
✅ Learn More:
🎖️ Why Choose a VA Loan?
- 
No Down Payment Required: Finance 100% of your home’s value without the need for a down payment.
 - 
No Private Mortgage Insurance (PMI): Save money monthly by avoiding PMI, which is typically required with other loan types.
 - 
Competitive Interest Rates: Benefit from rates that are often lower than conventional loans.
 - 
Flexible Credit Requirements: VA loans are more forgiving of past credit challenges.
 - 
Limited Closing Costs: The VA limits the fees that veterans can be charged, reducing your out-of-pocket expenses.
 - 
Reusable Benefit: Your VA loan benefit can be used multiple times throughout your life.
 
📍 Serving Veterans Across Southeast Wisconsin
We proudly serve those who have served us, offering VA loan services in:Benefits
- 
Waukesha, Milwaukee, Brookfield, Oak Creek, New Berlin, Pewaukee, Menomonee Falls, Franklin ,Muskego, West Allis
 
🏠 2025 VA Loan Limits in Wisconsin
For 2025, the standard VA loan limit for all counties in Wisconsin is $806,500 for a single-family home. This means eligible borrowers can purchase homes up to this amount without a down payment, provided they have full VA loan entitlement. New American Funding+4Veterans United Home Loans+4Griffin Funding+4New American Funding
✅ Eligibility Requirements
To qualify for a VA loan, you must meet at least one of the following criteria:Veterans Affairs
- 
Served 90 consecutive days of active service during wartime.
 - 
Served 181 days of active service during peacetime.
 - 
Have 6 years of service in the National Guard or Reserves.
 - 
Are the surviving spouse of a service member who died in the line of duty or as a result of a service-related disability.Freedom Mortgage+7New American Funding+7VA Mortgage Hub+7
 
Additionally, the property must be your primary residence and meet the VA’s minimum property requirements.
📝 How to Get Started
- 
Obtain Your Certificate of Eligibility (COE): This document verifies your eligibility for a VA loan.
 - 
Get Pre-Approved: Understand how much you can afford and strengthen your position when making an offer.
 - 
Find Your Home: Work with a real estate agent experienced in VA transactions.
 - 
Close the Deal: We’ll guide you through the closing process, ensuring a smooth experience.
 
📞 Contact Adam Zeman - Your Local VA Loan Specialist
With years of experience assisting veterans and active-duty service members in Southeast Wisconsin, I’m here to help you navigate the VA loan process with ease and confidence.csbnet.net
- 
Phone: (414) 975-2654
 - 
Email: azeman@uhm.com
 - 
Office: 11220 W Burleigh St., Suite 100, Wauwatosa, WI 53222
 
Let’s make your homeownership dreams a reality.
The VA Loan Process
Here's how our home loan process works:
- Complete our simple VA Loan Qualifier
 - Receive options based on your unique criteria and scenario
 - Compare mortgage interest rates and terms
 - Choose the offer that best fits your needs
 
                            
                Why a VA Loan?
There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate… and more.
VA Loan Qualifier