Lower your rate and monthly
payment right NOW!

Whether you’re looking to lower your monthly payment, shorten your loan term, or access cash from your home's equity, refinancing can be a smart strategy. I help homeowners across Waukesha, Milwaukee, Brookfield, and Southeast Wisconsin refinance with clarity and confidence.

💰 Cash-Out Refinance: Access the Equity You've Built

Cash-out refinancing allows you to replace your current mortgage with a new one - and pocket the difference. You can use that cash for:

• Home improvements and upgrades

• Paying off high-interest debt

• Funding education or life goals

• Investing in your next move

At Union Home Mortgage, I help you compare real options and choose the best path forward.

🔗 Learn more about refinancing with Union Home Mortgage

📉 Rate-and-Term Refinance: Lower Your Rate or Pay Off Faster

Not interested in cash out? A rate-and-term refinance may help you:

• Lower your interest rate

• Reduce your monthly payment

• Switch from an ARM to a fixed-rate mortgage

• Move from a 30-year to a 15-year term

Every homeowner's goal is different. I'll help you see exactly how the numbers play out before you make a move.

📍 Wisconsin Refinance Help, Local and Personal

I work with homeowners in:

Waukesha | Brookfield | Milwaukee | Oak Creek | Pewaukee
New Berlin | Muskego | Menomonee Falls | Franklin | West Allis

✅ Honest loan comparisons
✅ Access to conventional, FHA, and VA refi options
✅ Quick answers, Tuesday updates, and clear closings

📞 Call/Text: 414-975-2654
📩 Email: azeman@uhm.com
📅 Book a consult: https://calendly.com/adam-zeman/30min

The Home Refinance Process

Here's how our home refinance process works:

• Complete our simple refinance analysis request
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs