One-Time Close Construction Loans in Wisconsin 2025 – Build Your Dream Home with Ease
Building your dream home in Wisconsin is possible with a One-Time Close Construction Loan. Instead of juggling two loans (a construction loan and a separate mortgage), this program allows you to roll everything into a single package - saving time, money, and stress.
How It Works
- Combines construction financing + permanent mortgage into one.
- One closing at the start of the process (saves closing costs and paperwork).
- Payments typically interest-only during construction, then convert into your permanent mortgage.
Down Payment Requirements
- Varies by program, but as low as 5% down may be possible.
- Gift funds and land equity can often be applied toward the down payment.
Eligible Property Types
- Single-family homes
- Primary residences (sometimes second homes)
- No investment properties
Benefits of One-Time Close Construction Loans
- One closing, one set of fees
- Locked interest rate (protects you during construction period)
- Smoother process than juggling two separate loans
- Works with FHA, VA, and Conventional programs
Internal & External Links
- Internal: Conventional Loans Wisconsin 2025 - A Smart Choice for Homebuyers
- External: Investopedia - Construction Loans
Final Thoughts
If you're ready to build your dream home in Wisconsin, a One-Time Close Construction Loan might be the solution. My team and I are one of the few lenders in the area offering this unique product, and we make the process straightforward from start to finish.
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👉 Schedule a Call
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Adam Zeman - NMLS #870441
Union Home Mortgage
📞 414-976-2654
📧 azeman@uhm.com
🌐 www.mkemortgage.com