The Lowdown on USDA Loans...
Dreaming of homeownership in Wisconsin’s charming rural communities? USDA home loans offer a zero-down payment option, making it easier for low- to moderate-income buyers to purchase a home in eligible areas. Whether you’re a first-time buyer or looking to relocate, USDA loans provide an affordable path to owning a home in the countryside.Edina Realty
✅ Benefits of USDA Loans
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No Down Payment Required: Finance 100% of your home’s value without the need for a down payment.
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Competitive Interest Rates: Enjoy rates that are often lower than conventional loans.
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Flexible Credit Requirements: Credit scores as low as 620 may qualify.
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Reduced Mortgage Insurance Costs: Lower monthly premiums compared to other loan types.
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Closing Costs Financing: Roll eligible closing costs into your loan.WSJUSDALoans.net
📍 Serving Communities Across Southeast Wisconsin
We proudly offer USDA loan services in:
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Waukesha
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Milwaukee
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Brookfield
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Oak Creek
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New Berlin
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Pewaukee
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Menomonee Falls
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Franklin
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Muskego
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West Allis
🏡 Property and Income Eligibility
To qualify for a USDA loan:
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Location: The property must be in an eligible rural area. Check eligibility using the USDA Property Eligibility Map.
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Income Limits: Household income must not exceed 115% of the area’s median income. For example, in Wisconsin, the limit for a 1-4 member household is approximately $110,650. WSJ+2USDA Eligibility+2Investopedia+2USDA Eligibility+1USDA Eligibility+1InvestopediaNeighbors Bank+2Society Mortgage+2Society Mortgage+2
📝 How to Get Started
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Pre-Approval: Begin with our simple USDA Loan Qualifier to assess your eligibility.
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Explore Options: We’ll present loan options tailored to your financial situation.
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Apply: Complete the application process with our guidance.
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Close: We’ll assist you through closing, ensuring a smooth experience.
📞 Contact Adam Zeman - Your Local Mortgage Expert
With years of experience helping Wisconsin residents achieve their homeownership dreams, I’m here to guide you every step of the way.
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Phone: (414) 975-2654
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Email: azeman@uhm.com
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Office: 11220 W Burleigh St., Suite 100, Wauwatosa, WI 53222
Let’s make your dream home a reality.Landwatch.com
The USDA Loan Process
Here's how our home loan process works:
- Complete our simple USDA Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs


Why a USDA Loan?
There are many benefits, including: no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
USDA Loan Qualifier