Congratulations!
You're ready to refinance your home loan
Whether you’re looking to lower your monthly payment, shorten your loan term, or access cash from your home's equity, refinancing can be a smart strategy. I help homeowners across Waukesha, Milwaukee, Brookfield, and Southeast Wisconsin refinance with clarity and confidence.
💰 Cash-Out Refinance: Access the Equity You've Built
Cash-out refinancing allows you to replace your current mortgage with a new one - and pocket the difference. You can use that cash for:
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Home improvements and upgrades
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Paying off high-interest debt
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Funding education or life goals
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Investing in your next move
At Union Home Mortgage, I help you compare real options and choose the best path forward.
📉 Rate-and-Term Refinance: Lower Your Rate or Pay Off Faster
Not interested in cash out? A rate-and-term refinance may help you:
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Lower your interest rate
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Reduce your monthly payment
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Switch from an ARM to a fixed-rate mortgage
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Move from a 30-year to a 15-year term
Every homeowner's goal is different. I'll help you see exactly how the numbers play out before you make a move.
📍 Wisconsin Refinance Help, Local and Personal
Proudly Serving Homebuyers and Homeowners Across Southeast Wisconsin
Including Waukesha, Brookfield, Milwaukee, Oak Creek, Pewaukee, New Berlin, Muskego, Menomonee Falls, Franklin, West Allis, and surrounding communities.
Whether you’re buying, refinancing, or investing anywhere in Southeast Wisconsin, I'm here to help with local insight, fast closings, and expert guidance.
✅ Honest loan comparisons
✅ Access to conventional, FHA, and VA refi options
✅ Quick answers, Tuesday updates, and clear closings
📞 Call/Text: 414-975-2654
📩 Email: azeman@uhm.com
📅 Book a consult: https://calendly.com/adam-zeman/30min
The Home Refinance Process
Here's how our home refinance process works:
- Complete our simple refinance analysis request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Why Refinance?
Refinancing isn't just about getting a lower rate - it's about putting your mortgage to work for you.
Whether you’re trying to lower your monthly payment, pay off your home sooner, or tap into your equity for cash, a smart refinance can open up new financial flexibility. Some clients use it to consolidate debt, remodel their home, or even invest in additional property - all while simplifying their finances.
You might also benefit from switching to a fixed rate for long-term stability or removing expensive PMI if your equity has increased.
And here's the best part:
With a quick review of your current loan and goals, we can tell you exactly what's possible - no commitment, just clarity.
💬 Ready to explore? Schedule your refinance review or text 414-975-2654 to see what you could save.
Show Me The Money!
