The Lowdown on FHA Loans...

If you’re a first-time homebuyer or have less-than-perfect credit, an FHA loan can be an excellent path to homeownership. Backed by the Federal Housing Administration, FHA loans offer flexible qualification requirements and lower down payments, making them ideal for buyers across Waukesha, Milwaukee, Brookfield, Oak Creek, and surrounding areas.

✅ Benefits of FHA Loans

  • Low Down Payment: As little as 3.5% down with a credit score of 580 or higher.

  • Flexible Credit Requirements: Credit scores as low as 500 may qualify with a 10% down payment.

  • Competitive Interest Rates: Often lower than conventional loans.

  • Assumable Loans: FHA loans can be transferred to a new buyer, potentially saving money if interest rates rise.

  • Higher Debt-to-Income Ratios Allowed: Making it easier to qualify.Griffin Funding+2New American Funding+2LendingTree+2Associated Bank

📍 Serving Southeast Wisconsin Communities

We proudly assist homebuyers in:

  • Waukesha

  • Milwaukee

  • Brookfield

  • Oak Creek

  • New Berlin

  • Pewaukee

  • Menomonee Falls

  • Franklin

  • Muskego

  • West Allis

🏡 FHA Loan Limits in Wisconsin for 2025

FHA loan limits vary by county. In most Wisconsin counties, including Milwaukee and Waukesha, the limit for a single-family home is $524,225. Some areas may have higher limits based on local housing costs. Patch+21LendingTree+21firstambank.com+21Bankrate+4Investopedia+4LendingTree+4

📝 How to Get Started

  1. Pre-Approval: Begin with our simple FHA Loan Qualifier to assess your eligibility.

  2. Explore Options: We’ll present loan options tailored to your financial situation.

  3. Apply: Complete the application process with our guidance.

  4. Close: We’ll assist you through closing, ensuring a smooth experience.Investopedia+9Self+9Investopedia+9Associated Bank

📞 Contact Adam Zeman - Your Local Mortgage Expert

With years of experience helping Wisconsin residents achieve their homeownership dreams, I’m here to guide you every step of the way.

  • Phone: (414) 975-2654

  • Email: azeman@uhm.com

  • Office: 11220 W Burleigh St., Suite 100, Wauwatosa, WI 53222

Let’s make your dream home a reality.

The FHA Loan Process

Here's how our home loan process works:

  • Complete our simple FHA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
Our FHA are Low & Our Process is Quick & Painless
FHA L O A N S
Why an FHA Loan?

Why an FHA Loan?

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can't get approved for private mortgage insurance should look into FHA loans.

Fha Loan Qualifier
Why an FHA Loan?
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