📍 Local Expertise in Wisconsin
Whether you're buying your first home, upgrading, or refinancing, I help clients throughout Milwaukee, Waukesha, Brookfield, Madison, and beyond.
Why Choose a Conventional Mortgage?
✅ Low Down Payments - Just 3% down for first-time buyers or 5% down for repeat buyers.
✅ Flexible Loan Terms - Choose from 15, 20, or 30 years, depending on your goals.
✅ No Upfront Mortgage Insurance - Unlike FHA loans, you won't pay an upfront MI premium.
✅ Cancel MI Early - Once you reach 20% equity, you can remove private mortgage insurance (PMI).
✅ Stronger Long-Term Savings - With better pricing and options for high-credit borrowers, conventional loans can save thousands over time.
✅ Pair With Down Payment Assistance - Works with many Wisconsin grant programs and DPA options.
Quick Conventional Loan Facts
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Conventional loans are not backed by the government - they follow Fannie Mae and Freddie Mac guidelines.
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You can use them to purchase, refinance, or invest in 1 - 4 unit homes.
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Available for primary, secondary, or investment properties.
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They're the #1 loan type in Wisconsin for good reason: low cost, long-term stability, and flexibility.
Why Work with Me
I'm Adam Zeman (NMLS #870441) with Union Home Mortgage, and I specialize in helping Wisconsin homebuyers get the best conventional mortgage possible - with minimal stress and maximum savings.
My goal is simple: to make your loan process faster, easier, and more transparent than anywhere else.
🔗 Visit www.mkemortgage.com
📞 Call/Text 414-975-2654
📅 Schedule a call: calendly.com/adam-zeman/30min
