The Lowdown
on 30 Year Fixed Rate Mortgages...

Our 30-Year Fixed Rates are Low & Our Process is Quick & Painless

Looking for a reliable, long-term mortgage option in Waukesha, Milwaukee, or Brookfield? A 30-year fixed rate mortgage offers consistent monthly payments, competitive rates, and long-term peace of mind - especially in today's market.

As a local lender, I help buyers across Southeast Wisconsin, including Oak Creek, New Berlin, Pewaukee, and Menomonee Falls, secure the right loan with a personalized strategy.

✅ Why Choose a 30-Year Fixed Loan?

  • ✔️ Predictable monthly payments for long-term planning
  • ✔️ More affordable than shorter-term loans
  • ✔️ Ideal for buyers who plan to stay in their home 7+ years
  • ✔️ Can be combined with low down payment options (as low as 3%)
  • ✔️ Eligible for grant assistance and local incentives

🔗 See how I helped a buyer close with 3% down + $2K grant

Our 30-Year Fixed Rates are Low & Our Process is Quick & Painless
30 years

📍 Local Expertise in Wisconsin

Whether you’re buying a first home, upgrading, or refinancing, I work with clients throughout:

Waukesha | Milwaukee | Brookfield | Oak Creek | Pewaukee | Oconomowoc | Muskego | Delafield | New Berlin | Sussex

I'll guide you step-by-step from pre-approval to closing - with Tuesday updates, fast approvals, and clear communication from start to keys.

📞 Call/Text: 414-975-2654
📩 Email: azeman@uhm.com
📅 Schedule a consult:

https://calendly.com/adam-zeman/30min

The 30-Year Fixed Rate Mortgage Loan Process

Here's how our home loan process works:

  • Complete our simple mortgage
    30−Year Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
Do I Qualify?

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

30-year Fixed Rate Qualifier
Do I Qualify?