🏗️ Building a Home in Southeast Wisconsin? Here’s What to Know About Construction Loans in 2025
Dreaming of a custom home in Waukesha, Brookfield, Oak Creek, or anywhere across Southeast Wisconsin? Whether you’re building from the ground up or finishing a partially built project, financing your construction takes more than just a blueprint - it takes a plan.
I help buyers secure construction-to-permanent financing through Union Home Mortgage, giving you the tools and structure to build smarter and close with confidence.
🔨 What Is a Construction Loan?
A construction loan is a short-term loan that covers the cost of building a new home. Unlike a traditional mortgage, it's designed to fund the build in stages - called "draws" - based on the progress of construction.
At Union Home Mortgage, we offer: ✅ Interest-only payments during construction
✅ One-time close options (no need to refinance later)
✅ Fast draws and coordinated builder relationships
✅ Local underwriting and support to keep things on track
🧠 Who Is This For?
- Buyers working with a builder on a custom home
- Landowners ready to break ground
- Families planning to build their forever home
- People tired of bidding wars and ready to build what they actually want
Whether it's your primary residence, second home, or a home on your own lot, we'll walk through your goals and pick the program that fits.
📍 Construction Lending in Wisconsin: What to Know in 2025
Southeast Wisconsin continues to see demand for new builds, especially in:
- Brookfield - where existing home inventory is tight
- Waukesha County - great school districts and acreage options
- Franklin / Oak Creek - with growing developments and land opportunities
And with interest-only options + smart draw schedules, you can keep your build on budget.
🏡 From Blueprint to Closing Table
Here's how we make it work:
- Pre-approval based on your financials and budget
- Loan designed to match your builder's timeline
- Funds released as construction progresses (draws)
- One closing. One lender. Then your permanent loan kicks in.
No need to refinance. No extra surprises.
✅ Ready to Start Building?
Whether you already own your lot or are just starting to dream - let's talk.
📞 Call/Text: 414-975-2654
📩 Email: azeman@uhm.com
📅 Schedule: https://calendly.com/adam-zeman/30min
I'll walk you through every step - because building a home should feel exciting, not overwhelming.